Free coaching ยท No obligation ยท 561-727-9184 ๐Ÿ“… Book Free Session ๐Ÿ“ž Call John

Financial Coaching Ministry

Helping Families
Win With Their Money

Faith-grounded financial coaching โ€” free of charge, no obligation, no strings attached.

Book Your Free Session with Coach John

No costยทNo obligationยทJust educationยท561-727-9184

A personal message from Coach John Wurzell
0
Families Coached
And growing every month
$0
Saved & Invested
By families we've coached
$0
Debt Eliminated
Hypothetical โ€” based on typical outcomes
0
Free โ€” Always
No cost ยท No obligation ยท Ever
Financial Change class week 2 Coach John presenting Financial Change with Dave Ramsey Coaching a family at home John coaching a group
John and Carol Wurzell
NMLS #1904928
Licensed in 6 States
Meet Your Coach

John Wurzell โ€”
A Coach Who Gives Back

John and Carol Wurzell built Financial Coaching Ministry on one belief: every family deserves access to a real financial coach, regardless of income. For nearly two decades, John has been sitting at kitchen tables, standing at church whiteboards, and coaching in boardrooms โ€” always free of charge.

Mortgage Loan Officer โ€” Florida (NMLS #1904928)
Investment Specialist โ€” FL, NY, OH, MI, TX, GA
Insurance Licensed โ€” FL, TX, OH, MI
Nearly 2 Decades of Financial Education Experience
Faith-Centered ยท Ministry-Driven ยท Family-First
John and Carol with Dave Ramsey
Financial Change with Dave RamseyJohn and Carol have hosted and facilitated Dave Ramsey's Financial Change events โ€” packed rooms, real families, real transformation.
Financial Education

Watch. Learn. Win.

๐Ÿ  Ministry Video
7 Steps to Building Your Financial House
The foundational strategy for building financial security โ€” from protection to wealth accumulation.
๐Ÿ“ˆ Financial Tip
The Rule of 72 โ€” How Fast Does Money Double?
One of the most powerful concepts in personal finance โ€” explained by Coach John in under 60 seconds.
Your Situation

Your financial concerns โ€” answered.

Faith-grounded coaching, free of charge.

Schedule a free FNA with Coach John Get a Free How Money Works Book
"For which of you, desiring to build a tower, does not first sit down and count the cost?"โ€” Luke 14:28
Common concern
Our solution
1Childcare costs

Daycare rivals a mortgage โ€” 20โ€“30% of income.

Pay yourself first

Dependent Care FSA, UTMA โ€” redirect savings with intention.

Free FNA1-on-1
2Housing affordability

High rates make buying feel impossible.

Free Mortgage Review

A personalized review shows exactly what you can afford.

Book with John
3Paycheck to paycheck

One expense derails everything.

Cash flow plan

Zero-based plan โ€” every dollar assigned before the month begins.

CoachingWorkshop
4Underinsured families

One loss of income could be devastating.

Protection planning

Full coverage review โ€” term life matched to real needs.

Free FNA
5Debt โ€” no finish line

Car loans, credit cards, student debt โ€” spinning.

Debt Stacking plan

Personalized Debt Freedom Date โ€” with a real date to hit it.

Free FNA1-on-1
6Behind on retirement

Competing priorities push retirement to the back burner.

Pay yourself like a bill

Automate at 2% โ€” increasing annually builds generational wealth.

HMWFNA
7No emergency fund

One repair away from more debt.

Financial needs assessment

$1,000 first, then one month at a time.

Free FNA
8College savings guilt

Can't save for college while managing today.

529 strategy

Start at $25/month โ€” tax-free growth wins big over 15 years.

Workshop
9Missing tax benefits

Most families leave money on the table.

Annual review

Child Tax Credits, tax-free IRAs โ€” real money back in your pocket.

WebinarConsult
10Need more income

Covering expenses but never getting ahead.

Become a licensed coach

John personally trains coaches. Call to learn if this path is right for you.

Learn more
What Families Are Saying

Real People. Real Results.

"Coach John sat with us for two hours โ€” no charge, no pressure. We paid off two credit cards in six months."

MR
โ˜…โ˜…โ˜…โ˜…โ˜…
Maria R.
West Palm Beach, FL

"I had an old 401k sitting forgotten. John walked me through every option with zero pressure. I actually understand what I'm invested in now."

DT
โ˜…โ˜…โ˜…โ˜…โ˜…
David T.
Boca Raton, FL

"As a realtor I've sent three buyers to John. All three got pre-approved when other lenders said no. He's my go-to partner."

SL
โ˜…โ˜…โ˜…โ˜…โ˜…
Sandra L.
Realtor, Boynton Beach, FL

"John gave us a Debt Freedom Date โ€” an actual date we'd be debt free. That hope changed everything for our family."

KJ
โ˜…โ˜…โ˜…โ˜…โ˜…
Kevin & Janet J.
Lake Worth, FL
Client Success Story
A Real Family. A Real Transformation.
Watch how Coach John's free coaching changed one family's financial future โ€” in their own words.
Financial Change Workshop โ€” packed room Financial coaching class week 2
Live Events ยท Zoom Webinars ยท 1-on-1

Financial Education Workshops

John facilitates workshops for businesses, churches, and community groups โ€” from intimate sessions to packed auditoriums.

๐Ÿข Businesses โ›ช Churches ๐Ÿ‘ฅ Community ๐Ÿ’ป Zoom Webinars ๐Ÿ™‹ One-on-One
๐Ÿ“–How Money Works

The foundational session that changes how families think about money forever.

๐Ÿ†Winning in Retirement

Building, protecting, and distributing retirement income.

โ›“๏ธDebt Solutions

Debt-Stacking and cash flow restructuring with a real finish line.

๐Ÿ’Marriage & Money

How couples get on the same financial page.

๐Ÿ”„401k & 403b Rollover Advantages

Four options explained โ€” why an IRA may be the smartest move.

๐Ÿ‘ถChild Advantage Accounts

Trump Accounts vs UTMA vs 529 โ€” which fits your family best.

Ready to Schedule?

Call John to arrange a workshop for your group.

๐Ÿ“ž 561-727-9184 ๐Ÿ“… Book with John
Our Trusted Partners โ€” Mortgage ยท Insurance ยท Investments ยท Legal ยท Home
Rocket Mortgage
Spring EQ
PFS Investments
Primerica Advisors
Primerica
PLPP Legal
Fidelity
Invesco
Lincoln Financial
Voya Financial
Brighthouse
The General
Franklin Templeton
Morningstar
Vivint SmartHome
Farmers Insurance
Answer Financial
ID Defense
Rocket Mortgage
Spring EQ
PFS Investments
Primerica Advisors
Primerica
PLPP Legal
Fidelity
Invesco
Lincoln Financial
Voya Financial
Brighthouse
The General
Franklin Templeton
Morningstar
Vivint SmartHome
Farmers Insurance
Answer Financial
ID Defense

About the Ministry

Financial Coaching Ministry

Providing Solutions for Families Everywhere

Our Crusade

Our Crusade is to guide families with free financial coaching, help them reduce debt, and save more money, so they can change their family legacy forever.

Our Promise

No fee will ever be charged for this service. All we ask is that you share what you learn, empowering others to reach for their own goals and dreams!

โ€” Proverbs 3:5-6

Carol Wurzell at work

Providing Solutions for:

  • 401k & 403b RollOvers
  • Mortgages & Loan Re-Financing
  • Retirement & Tax Savings
  • Budget and Debt Solutions
  • Emergency Funds & 529 College Funds
  • Auto, Home & Life Insurance
  • Legal, Wills & Identity Theft Protection
  • FNA Budget Strategies
Vision 1000
Questions, Concerns, Dreams & Goals |

Real answers ยท No commitment ยท No cost

๐Ÿ“… Book a Free Call with John
โœ๏ธ Faith & Finances

God Cares About
Your Money

In the Bible there are over 500 verses on Faith โ€” however there are over 2,000 verses on provision, debt and finances.

"You shall remember the Lord your God, for it is he who gives you power to get wealth."

โ€” Deuteronomy 8:18

"The plans of the diligent lead surely to abundance."

โ€” Proverbs 21:5

"Honor the Lord with your wealth and with the first-fruits of all your produce."

โ€” Proverbs 3:9

"On the first day of every week, each one of you should set aside a sum of money in keeping with your income, saving it up."

โ€” 1 Corinthians 16:2

"The rich rules over the poor, and the borrower is slave to the lender."

โ€” Proverbs 22:7

"Let no debt remain outstanding, except the continuing debt to love one another."

โ€” Romans 13:8

"Give, and it will be given to you: good measure, pressed down, shaken together, running over."

โ€” Luke 6:38

"It is more blessed to give than to receive."

โ€” Acts 20:35

"For I know the plans I have for you," declares the Lord,

"plans to prosper you and not to harm you, plans to give you hope and a future."

โ€” Jeremiah 29:11

๐Ÿ“… Book a Free Call with John
The RollOver Guide
You Are In
The RollOver Guide Section

You Have 4 Choices.
We'll Walk You Through Each One.

No pressure. No jargon. Just education.

๐Ÿข

Leave With Old Employer

Pros & cons explained

๐Ÿ”„

Roll to New Employer

Pros & cons explained

๐Ÿ’ฐ

Cash Out

Pros & cons explained

๐ŸŒฑ

Roll to an IRA

Pros & cons explained

๐Ÿ“‹ Request the Free Rollover Guide๐Ÿ“… Book a Free Call
Got Questions?

Frequently Asked Questions

There is absolutely no catch. Coach John is compensated only if and when you choose to act on a financial product. The coaching, education, and FNA are always 100% complimentary with zero obligation.
A free one-on-one session โ€” about 60โ€“90 minutes. Coach John reviews your full financial picture and gives you a personalized plan you can start using immediately.
Four choices: (1) Leave with old employer, (2) Roll to new employer, (3) Cash out โ€” triggers taxes and a 10% penalty if under 59ยฝ, or (4) Roll to a personal IRA. Coach John walks you through every option with no pressure.
Investments: FL, NY, OH, MI, TX, GA. Insurance: FL, TX, OH, MI. Mortgage: Florida (NMLS #1904928).
John helps buyers who aren't quite ready โ€” improving credit, reducing DTI, and getting fully underwritten before shopping. Stronger pre-approvals, faster closings. Call 561-727-9184.
John personally mentors new coaches. No financial background required โ€” just integrity, drive, and a heart for people. Call 561-727-9184.
Free Resource

Get the Free Rollover Starter Guide

Coach John will personally send you the Rollover Guide โ€” no strings attached.

โœ… Request sent! Coach John will be in touch shortly with your Rollover Guide.

๐Ÿ”’ No spam. Your information is private and never shared.

Trusted Financial Institutions & Providers

Rocket Mortgage
Spring EQ
PFS Investments
Primerica Advisors
Primerica
PLPP Legal
Fidelity
Invesco
Lincoln Financial
Voya Financial
Brighthouse
The General
Franklin Templeton
Morningstar
Vivint SmartHome
Farmers Insurance
Answer Financial
ID Defense
Rocket Mortgage
Spring EQ
PFS Investments
Primerica Advisors
Primerica
PLPP Legal
Fidelity
Invesco
Lincoln Financial
Voya Financial
Brighthouse
The General
Franklin Templeton
Morningstar
Vivint SmartHome
Farmers Insurance
Answer Financial
ID Defense
Realtors Best Friend

Top 10 Reasons Realtors Call Me
Their Go-To Lending Partner

Licensed MLO ยท Debt Specialist ยท Investment Pro ยท NMLS #1904928

1

Clients become mortgage-ready faster

Reduce debt, raise scores, strengthen approval odds before home shopping.

2

Stronger pre-approvals that win offers

Fully underwritten approvals stand out and reduce last-minute surprises.

3

Faster closings = happier clients

Contract to closing in weeks, not months.

4

Credit improvement guidance built in

Simple steps to boost scores and clear roadblocks before underwriting.

5

Debt-to-income coaching

Restructure cash flow so buyers qualify for more home with less stress.

6

More clients qualify to buy

Instead of "not yet," your leads get a clear plan to become Ready Now.

7

Retirement planning for your clients

IRA, Roth, and SEP strategies balance homeownership with long-term savings.

8

Tax-smart strategies for realtors

Reduce taxable income and build future wealth with the right retirement plans.

9

Clear communication and updates

You always know where the file stands.

10

A true partnership mindset

Shared goal โ€” stronger clients, smoother transactions, more closings.

๐Ÿ“„
Competitive Advantage

Verified Approval Letter (VAL) โ€” Closest to Cash

VAL comparison

A VAL puts your buyers at the front of every offer โ€” the Closest to Cash approval available.

Partner with Coach John โ€” Book a Free Call ๐Ÿ“ž 561-727-9184

Also interested in 401k rollover options?

The RollOver Guide

โ†‘ Click to jump to The RollOver Guide

Get in Touch

Let's talk about your
financial future

No sales pitch. No obligation. Just an honest conversation.

๐Ÿ“ž
Phone
561-727-9184
๐Ÿ“…
Book online
calendly.com/wurzell
๐Ÿ“
Serving
FL ยท NY ยท OH ยท MI ยท TX ยท GA
Coach John coaching a family at home

Coach John coaching a family at their kitchen table

Free Consultation

Send John a Message

He'll respond within one business day.

โœ… Message sent! Coach John will be in touch within one business day.

๐Ÿ”’ Your information is private and never shared.

Ready to Change Your
Family's Financial Future?

Hundreds of families have taken this step. It costs nothing. It takes 60 minutes. And it could change everything.

๐Ÿ“…Book Free FNAOne-on-one with Coach John ๐Ÿ“žCall Right Now561-727-9184 ๐Ÿ“–Free BookHow Money Works ๐Ÿ”„Rollover GuideFree starter guide ๐ŸŽ“Book a WorkshopFor your group or church

Or just call: 561-727-9184 โ€” John answers personally.

Join the Ministry

We Need Your Help

Financial Coaching Ministry runs entirely on referrals and the generosity of people who care about families. Watch this short video and see how you can be part of changing lives โ€” in your community and beyond.

๐Ÿค Join the Team or Refer a Family
Career Opportunity

Build a Career
Helping Families Win With Money

No financial background required โ€” just integrity, drive, and a heart for helping people.

  • Full licensing support โ€” life, health, and Series 65 investment licenses
  • Proven training system used by thousands of coaches nationwide
  • Flexible hours โ€” full-time or part-time alongside your current job
  • Faith-centered culture โ€” your values align with your career
  • Personal mentorship from Coach John throughout your first year
John teaching a class ๐Ÿ“ž Call John โ€” 561-727-9184
Express Interest

Is this the right opportunity for you?

No commitment โ€” just an honest conversation.

Important Disclosures: Financial Coaching Ministry provides financial education for informational purposes only. This content does not constitute investment, legal, or tax advice. John Wurzell is a licensed Mortgage Loan Officer in Florida, NMLS #1904928. Investment products offered through licensed securities representatives in FL, NY, OH, MI, TX, GA. Insurance through licensed agents in FL, TX, OH, MI. Securities offered through Primerica Financial Services, Inc., Member SIPC. Equal Housing Lender. Statistical figures are hypothetical illustrations based on typical client outcomes and are not guarantees of future results. ยฉ 2025 Financial Coaching Ministry. Not affiliated with any government agency.